Insurance Brokers

Elders Insurance

You do everything you can to keep yourself, your employees and your customers safe. But even the best tradies have accidents. And those accidents could prove extremely costly, both in time and money, if someone gets injured or property is damaged.

Elders Insurance offer flexible cover to protect you, your business, your tools and vehicles – so you can get on with doing great work. We have tailored trades insurance packages to suit a range of needs, from bricklayer insurance to options for plumbers, electricians, carpenters, plasterers, painters or other tradies operating as a sole trader or a small business.

Elders Insurance can be tailored to cover a wide range of events, whether you’re working on site or at your own premises, and whether you’re most concerned about tool insurance, ute insurance, or covering your employees in case of an accident. This can include:

  • Public Liability insurance – $10 million, $20 million or $50 million cover against third-party personal injury, property damage and advertising liability claims
  • Physical loss or damage to your business premises
  • Physical loss or damage to your tools and other portable equipment
  • Legal action by employees (also known as Employment Practices Liability)
  • Legal action by government (also known as Statutory Liability)
  • Personal accident and sickness
  • Business vehicles including Heavy Motor and Machinery

Some of the most common claims we see for trades insurance are:

  • Third party property damage such as damage to floors, damage to glass, ceilings, or home contents while they are carrying out work.
  • Theft of tools or electronic equipment on site, from sheds, offices and vehicles.
  • Accidental damage to own property such as mobiles, laptops and tools.
  • Personal injury claims tend to be less frequent but are highly costly for small businesses

Our offices are located in Victoria (Mornington Peninsula, Phillip Island and South Gippsland) and we service clients Australia Wide. Most of our underwriting and claims decisions are made in our local offices or onsite at our clients place of business, enabling fast and efficient turnaround. Our team is with you from initial contact through to claim completion – we are with you every step of the way.

Contact Jamie Hutchison on 0448 284 402 or Chris Wightman on 0427 694 841.



At FinProtect we are passionate about protecting your family and financial security with personal risk insurance advice specialising in income protection, trauma, life and TPD insurances.

Would you leave your family debt free if something happened to you?

Would you need access to extra funds if you were unexpectedly diagnosed with a serious or life threatening illness?

What about living expenses if you could not work for a period of time?

Our working day is fuelled by the desire to make other small business owners lives easier.  Our clients are confident in the knowledge their financial security has been protected in the event something unforeseen was to happen.

Jessica holds an advanced diploma in financial planning and has completed further studies to obtain designation as a chartered life practitioner.  We combine expert industry and product knowledge with a careful, considerate and understanding approach to tailor advice specific to your goals and circumstances.

From initial contact through to claim completion, Jessica and her team will be with you every step of the way ensuring your best interests are being met.

Contact us today for a free, no obligation chat to discuss your personal insurance needs.

Ph: 0438 052 293

E: [email protected] 

Tradie Cover

As a General Insurance Broker we represent you, not the underwriter…

We guide you with the placement of your insurance needs, help you fight claims, and change the insurance coverage as your company evolves.

As a Valued  “Tradiewives” community member, you have access to our insurance and risk review at no charge.

The review will go through from Workers Comp Guidance, Tools of Trade, Vehicles, Public liability and much much more totally related to what you and your staff are subject too.

From all of us at “Tradiecover” we would be honoured to have to opportunity to work with you and your business over the journey.


Phone: 1300366297 (incl Matt Whitley)

Phone: 0425501069 (Caz Meston)

Vital Financial Group

Vital Financial Group is a group of companies which include Vital Financial Planning PTY LTD, Vital Insurance PTY LTD and Vital Home Loans PTY LTD. We are located in Newcastle NSW but can service clients Australia wide. Vital financial group is a group of skilled professionals who work together to provide a comprehensive range of services for clients. We take a holistic approach and help our clients for all their personal and business insurance advice, Finance for business or residential purposes, or help build their financial wealth for their future retirement. Our professionals can provide you with advice according to your needs or work together as a “ONE STOP SHOP’ to provide a range of professional services. Contact us for an obligation free chat.
[email protected]