Financial Services

Healthy Business Finances
Healthy Business Finances are complete and utter numbers nerds. Yep, loud and proud.
We are not your traditional accountants and bookkeepers, we have no head office, we all work remotely and virtually, we certainly don’t wear a suit and we make numbers fun. YES – numbers can be fun.
Providing a range of services including:
  • training on your accounting software (Myob, Xero, Quickbooks Online, Wave)
  • GST and Business Activity Statements
  • Payroll
  • Profit and Loss analysis
  • Management reporting
  • Bookkeeping
  • Cashflow
  • Budgeting
  • Understanding your ATO obligations
  • And everything in between

We want you to truly understand those pesky numbers and be confident in making your business decisions, and we can hold your hand as much or as little as you like.

We offer both our financial coaching and accounting software training services remotely so we can service clients Australia wide, plus we offer some after hours appointments as we know just how busy you are during the day.
Often the numbers are the last thing people feel like doing, however we know how important they are to be accurate to have a financially sustainable business, so we can’t wait to help you in whatever area you need.
Iconic Advisory
Iconic Advisory is a Turnaround Management Firm who specialise in assisting directors with Cash Flow solutions, Assistance dealing with aggressive creditors and in some cases we can show ways to reduce amounts owing to the Tax Office
Business can get into distress for a number of reasons, But typically its through no fault of their own and happens when a large debtor doesn’t pay or a project has stretched out –  this is extremely stressful for a small business owner, especially considering how many have personally guaranteed creditors and staff to pay
We’re director advocates,  We take the time to work through a number of solutions to both safeguard the personal assets of the director/s and their investment into the business and help them navigate through what is otherwise a stressful and lonely time
Cash Flow Solutions
Un-Secured business finance
Debt Consolidation
Vehicle / Machinery finance
Debtor Finance
ATO Payment plans / Interest and penalties remission
Cash Flow Forecasts
Strategy and Direction
Kelly and Co Finance

Growing up as a Tradie’s daughter (Dad was an Electrician), I’ve been surrounded by Builders, Plumbers, Tilers, Mechanics, Cabinet makers, Painters, to name a few, for most of my life.

I can always remember my Dad leaving home at 6am, not stopping for lunch, home by 4pm and then asking me to type up (yes it was a while ago) some invoices, quotes and progress payments that needed to be sent out.

It gave me a great insight into what it took to be self-employed; the paperwork, employing apprentices, looking after your Senior tradespeople, paying the bills, managing cash flow…. the list goes on. However, first and foremost was his commitment to the client and ensuring their needs were met.

As a Mortgage Broker this is also where my passion lies. I strive to ensure that my clients are given the lending options that best suit their needs, now and into the future.

My approach to meeting your finance needs is to take the time to truly understand your business, your goals and aspirations and then find a workable solution My passion is to empower you not only with the knowledge you need to make a decision but to also be your advocate in the approach to the lender themselves.

With a wealth of in-depth and sound experience, our team at Kelly & Co Finance work to secure lending solutions for all sizes of lending requirements, whether it be for Owner occupier home loan, investment property, renovation, right through to asset finance for business equipment.

Our Exceptional service tag line is exactly that, we are here for you, your needs and to walk you through the vast array of lending options available.

Our Experience in identifying the best lending options available for your unique financial situation gives way to long term relationships.

We are all about clients for life, not just today. Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with you, our clients, and we always think of your best interests, not those of the bank.

I would love to hear from you and how best I might be able to support you in obtaining your finance needs.




krodok protects the assets of small businesses and their owners by establishing personal investment in the company as a registered secured loan.

Small business owners need to protect the personal investment they make in their company like a bank does, with a secured loan, registered on the PPSR.  This protection empowers owners to be able to survive financial difficulty and thrive.

krodok is a quick and simple online product that allows small-business owners to put in place a legally-enforceable suite of loan documents to protect their personal investment, together with a registration on the PPSR, at a fraction of the cost that a lawyer charges.

The krodok system is appropriate for new money invested in a company and for money that has been invested since the company started but has not been properly documented.

Right Financial

Right Financial is your local Mortgage Broking business, offering a full suite of home loan and lending products to suit all walks of life and with NO ADVICE FEE. Here at Right Financial, we offer specialist advice in the areas of residential home loans, investment home loans, construction loans, self-managed super fund loans, commercial property loans, vehicle finance, and business lending. We pride ourselves on providing expert advice for first home buyers and self-employed borrowers in the construction industry. Connect with us to book in your no-obligation consultation.


Wilson Financial

Everyone wants their finance experience to be simple, straightforward and effortless. Whether you’re buying a home, a car, or arranging your income protection, you want it to make sense and be easy. You need someone you can trust. To achieve this goal  we have established an elite team of accredited mortgage and financial specialists to meet your all of your finance needs under one roof. At Wilson Financial we act as an  intermediary between  you and the largest lenders and underwriters  in Australia to secure a competitive rate with the favourable terms. Our team has a combined 34 years of experience to help you, and in most cases, we do not charge a fee for our services. 

We have the confidence,  competence and experience to get the job done.  At Wilson Financial we have  infinite industry knowledge, achieve world-class results and are committed to  excellence. We take the time to understand your unique financial requirements. We offer time and cost saving options, specialised knowledge, objective advice  and superior customer service.  Regardless of whether it’s a new purchase, a  debt consolidation or the refinance of an existing property, we are with you  every step of the way.  We are 100% committed to you and guarantee the highest  levels of professionalism, integrity and transparency at all   times.

Our services extend Australia wide and beyond. Our  clients come to us from all over the globe, both Australian Expats living abroad  and foreign investors living inside and outside of  Australia. Through email and Skype we are able of offer services beyond normal business hours  ensuring the highest levels of communication no matter where you are in the  world.




Yellow Brick Road Home and Commercial Loans

Yellow Brick Road (YBR) Castle Hill has been operating in and around the suburbs of The Hills for 12 years with Carol Russell, Finance Broker as the Principal and Mortgage/Finance Broker. Carol worked in the banking industry as a Financial Adviser until moving to YBR where she took on the role of Broker as well. YBR have helped thousands of families with their finance / borrowing needs.

We also work in the space of funding for small business whether it be to grow the business, purchase stock, purchase a vehicle,  marketing plans, business advice around appropriate funding for different kinds of business’s, payment of ATO tax bills,  run your need past me and I’ll let you know if I can help.

We are of course familiar with normal home loans ie to purchase a home, Construction loans,  refinance of home loans to renovate homes or consolidate debt,  Bridging loans,  Low Document loans,  SMSF loans and as well Specialist Loans,  where your credit may have been impacted when a client does not pay. Small business owners often have difficulty obtaining credit due to difficulty in proving an income… we may be able to help.

Call Carol on 0418 431157 or email [email protected]

We are here to help.

[email protected]